About Coverlink Microinsurance

We provide excellent superior service comparable to none. We care for our clients. We take time to listen to them and customize our service provision to suit their needs!

Download Application Forms

1. Funeral Cash Plan                   Download Now
2. Special Savings Plan               Download Now
3. Legal Guard                             Download Now


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Get In Touch

Head Office
Coverlink Micoinsurance (Pvt) Ltd.
Cnr 1st St/N. Mandela Ave
1st Floor, Nicoz House

Call Us: +263 (4) 708 622 or
702 444/701 487

Medical Health Cash Plan

/Medical Health Cash Plan


What is a Medical Health Cash Plan?

This is a health insurance plan that pays a cash benefit to patients getting admitted in hospital due to disease , accident or maternity.It provides an additional financial cushion over and above medical aid.

This money can be used to take care of additional costs such as:

  • Buying prescription drugs
  • Paying for hospital shortfalls
  • Special dietary needs
  • Pay for special medical equipment not found in hospitals e.g. clutches
  • Ambulance expenses in the event that you do not have a medical aid among others

➊ Maternity is covered (hospitalization per event should not exceed 4 days) If patient exceeds 4 days the insurance will only pay up to the limit of 4 days.
➋ Covers Pre-existing conditions (subject to completing waiting period)
➌ Unlimited number of dependents
➍ Its not a medical aid

Why choose Coverlink Medical Health Cash Plan?

✓ No medical checkups
✓ Payouts of up to $120
✓ Covers pre-existing conditions
✓ Covers maternity
✓ Various options to suit your needs
✓ Flexible premium payment terms
✓ Unlimited number of dependents

Waiting Period

❌ No waiting period for accidents
✓ 3 months waiting period for acute illness;
✓ 9 months waiting period for surgeries
✓ 9 months waiting period for maternity
✓ 12 months waiting period for pre-existing conditions

How to claim?

❤ Submit fully completed claim form
❤ Attach hospital admission and discharge form (stamped by the hospital and clearly stating date and time of admission and discharge) Claims are settled within 48 hrs of receipt of full claims documentation.

Medical Health Cash Plan

We’ve got you covered.
“A good plan is better than a perfect plan tomorrow!!!”