How does it work?
Once you become a member and we receive your first premium you will have access superior legal services 24 hours a day. For the first 3 months you will have access to telephonic legal advice or you can come in person to our offices. Thereafter will appoint a lawyer from our nationwide panel to represent you in your area if necessary
• Labour Cases – Unfair dismissal, wages disputes, terminal benefits and any other grievances
• Civil Cases – Defamation, contractual agreements, divorce, maintenance issues, domestic violence issues, landlord and tenant issues.
• Criminal Cases – Obtaining police bail for the release from police custody, bail application to protect a client’s right to liberty and ensure that he attends trial coming from his home, legal representation during trial, assistance in giving a statement to the police to avoid self-incrimination and seeking an appeal or review where there is a conviction on harsh sentence.
Upon retirement at age 65, members shall be expected to contribute half of their subscription for the next 3 years thereafter the policy matures and the mebers shall receive full cover as long as they live.
Waiting period is 3 months
Who can be covered!
2. Individuals, their spouse and up to 4 children under 21 years of age (Dual Family Pack)
A member chooses the product they want by ticking any of the following available cover/options:
This section encompasses additional benefits that are optional to the client. They are meant to enhance the basic product so it becomes more attractive and competitive. We have 2 types of such benefits as follows:
• Accident Guard
• Death benefit
1 Accident Guard
This covers medical expenses for policyholders resulting from a road accident to a limit of $4,500.00 for adults and US$3,375.00 for children.
2 Death Benefit
This benefit is payable to a named beneficiary of the contributing member in the event of their death due to a road accident up to a limit of US$4,500.00 for adults and US$3,375.00 for children.